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OnFin

Margin requirements

Leverage up to 1:3000 — with rules you can actually read

Every tier, every asset class, every equity threshold is published below. No small print, no mid-month changes, no surprise margin calls when the rules shift.

Full schedule

Forex — leverage by account equity

Forex leverage is tiered by your account equity. The more capital on the account, the lower the maximum leverage — a standard risk guardrail.

Account equity Maximum leverage
Up to $999 1:3000
$1,000 – $2,999 1:2000
$3,000 – $4,999 1:1000
$5,000 – $19,999 1:500
$20,000 – $49,999 1:200
$50,000 – $99,999 1:100
Above $100,000 1:50

Gold

XAUUSD — leverage by notional value

Gold leverage is tiered by the notional value of your position, not your equity. Up to 1:3000 on the first $40,000 — larger positions step down tier by tier.

Notional value Maximum leverage Margin required
$0 – $40,000 1:3000 0.0333%
$40,001 – $100,000 1:2000 0.0500%
$100,001 – $300,000 1:1000 0.1000%
$300,001 – $1,000,000 1:500 0.2000%
$1,000,001 – $2,500,000 1:200 0.5000%
$2,500,001 – $7,500,000 1:100 1.0000%
Above $7,500,000 1:50 2.0000%

Margin is calculated progressively based on the notional value of the position. Each portion of the notional value is subject to the leverage applicable to its respective tier. For example, for a position with a notional value of $100,000, the first $40,000 is calculated at 1:3000 leverage, while the remaining $60,000 is calculated at 1:2000 leverage.

During periods of high-impact economic news and over the weekend, the maximum leverage for XAUUSD may be temporarily reduced to 1:200 as a risk-management measure. The weekend cap applies from one hour before the Friday market close until the start of the Monday trading session at 02:00 EET. The reduced leverage applies to positions opened during the applicable period; existing positions remain unaffected. Once the temporary leverage restriction is lifted, the margin requirement for affected positions will be automatically recalculated based on the applicable leverage.

Other asset classes

Other metals, indices, commodities, shares and crypto use fixed leverage across all equity levels.

Asset class Leverage
Metals (excluding XAUUSD), Indices, Commodities 1:100
Shares (US, DE, RU) 1:10
Shares (Asia) 1:1
Crypto (BTCUSD, ETHUSD) 1:100
Crypto (other) 1:10

Weekend leverage

Forex leverage is reduced to 1:500 over the weekend as a risk-management measure. The weekend cap activates one hour before Friday's market close and lifts at the start of the Monday session at 02:00 EET.

Why Forex leverage tapers at higher equity

Very high leverage is useful when you're trading small size — it lets a $100 account actually move the needle on a trade. At five and six figure balances, the same leverage creates risk that almost nobody can manage in practice. Tiered leverage on Forex is the industry-standard way to keep execution safe for everyone on the same order book. Gold uses its own ladder based on position size, and the remaining asset classes (other metals, indices, commodities, shares, crypto) use fixed leverage across all equity levels.

A fair warning

High leverage cuts both ways. A 1:1000 account can double in an afternoon — and it can also go to zero in thirty seconds if the market turns. Please only deploy leverage you'd be comfortable losing, and only on strategies you've proven on lower leverage first.

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